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Your credit score is a measure of your credit history and activity. But it doesn't matter whether you earn $50,000 a year or $500,000 a year. If you pay your bills on time and keep your credit ...
3. There is a superior credit score model. You have multiple credit scores, each based on different credit scoring models. And all of these models have a function, so there's no one model that's ...
As of 2023, the average U.S. credit score was 715, says Experian, one of the three credit bureaus. That score is considered good, but not great. With a credit score of 715, you might get a car ...
FICO Credit Score Ranges . Excellent/Exceptional. 800-850. Very good. 740-799. Good. 670-739. Fair. 580-669. Very poor. 300-579
As of October 2023, the data shows over 18% of the population were late on payments on one or more credit accounts for 30 days or more in the last year, up 4% compared to April.
Dave Ramsey has said that a high credit score doesn’t equal financial success. Ramsey is right that having good credit alone doesn’t mean you are in a good place when it comes to your money.
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