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Before 2023, New Jersey’s required minimum coverage car insurance limits were among the lowest in the nation, so the state decided to increase them in two phases. The first phase rolled out in ...
Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
The New Jersey Department of Banking and Insurance (DOBI) is one of 15 principal departments in New Jersey government. The department's mission is to regulate the banking, insurance and real estate industries in a professional and timely manner that protects and educates consumers and promotes the growth, financial stability and efficiency of these industries. [1]
The New Jersey Motor Vehicle Commission (NJMVC or simply MVC) is a governmental agency of the U.S. state of New Jersey. The equivalent of the Department of Motor Vehicles in other states, it is responsible for titling, registering and inspecting automobiles, and issuing driver's licenses.
The National Driver Register (NDR) [1] is a computerized database of information about United States drivers who have had their driver's licenses revoked or suspended, or who have been convicted of serious traffic violations, such as driving under the influence or drugs or alcohol (see 23 Code of Federal Regulations 1327 Appendix A for a complete list of violations). [2]
New Jersey’s dollar-a-day insurance, or the Special Automobile Insurance Policy (SAIP), is a state-run program that offers low-cost car insurance to New Jersey drivers who have Medicaid with ...
The department operates under the supervision of the New Jersey attorney general. The department is responsible for safeguarding "civil and consumer rights, promoting highway traffic safety, maintaining public confidence in the alcoholic beverage, gaming and racing industries and providing legal services and counsel to other state agencies."
As part of New Jersey’s minimum insurance requirements, all drivers must purchase at least $15,000 of PIP insurance before operating a vehicle on public roads. No car insurance company will sell ...