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Short-term health insurance plans are exempt from most insurance regulations established by the Affordable Care Act, are not required to cover the full list of health benefits required by that legislation, and may offer lower premiums to individuals who enroll prior to developing pre-existing conditions. [4]
The Affordable Care Act, often called Obamacare, has always given taxpayer-subsidized credits to consumers based on their income levels to offset the cost of monthly health insurance premiums ...
Short term health insurance plans have a short policy period (typically months) and are intended for people who only need insurance for a short time period before longer term insurance is obtained. [133] Short term plans typically cost less than traditional plans and have shorter application processes, but do not cover pre-existing conditions.
People can purchase health insurance that complies with the Patient Protection and Affordable Care Act (ACA, known colloquially as "Obamacare") at ACA health exchanges, where they can choose from a range of government-regulated and standardized health care plans offered by the insurers participating in the exchange.
Subsidies Make Health Insurance More Affordable. The ACA gives cost-sharing subsidies and tax credits based on income, which both lower monthly premiums and reduce out-of-pocket costs at the time ...
Health insurance On the campaign trail, Trump went back and forth on his approach to changing the Affordable Care Act. He has said he has “concepts of a plan” for health care.
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