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If a credit repair company has violated your rights, report the issue to the FTC and your state’s attorney general. You may also consider legal action to recover losses.
Attorney or credit repair lawyer. For legal advice on credit reports and disputes, contact your local bar association or department of consumer affairs to get connected with an experienced ...
Credit repair is a term used to describe the process of restoring your credit rating. You can hire a credit repair company to do the legwork for you or repair your credit on your own.
The Credit Repair Organizations Act regulates companies that sell credit repair services. The law protects consumers by banning unfair or deceptive advertising and business practices.
The US Credit Repair Organizations Act ("CROA") is Title IV of the Consumer Credit Protection Act. Despite its name, it is not actually an act; Section 401 states, however, it can be referred to as "Credit Repair Organizations Act". The statute was signed by President Bill Clinton on September 30, 1996. [1]
Public offices were sold for money or political support. Private interests bribed government officials in exchange for special treatment. However, unlike many developing countries today, the United States had a free press, an honest federal judiciary, and citizen activists who led the reaction against corruption in the early 20th century.
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