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  2. Credit score in the United States - Wikipedia

    en.wikipedia.org/wiki/Credit_score_in_the_United...

    There are several types of FICO credit score: classic or generic or general-purpose score, industry-specific scores (bankcard score, auto score, mortgage score, personal finance score, and installment loan score), XD score, NextGen risk score, and UltraFICO score. The classic FICO credit score (named FICO credit score) is between 300 and 850 ...

  3. Car buyers and credit: What auto financing means for credit ...

    www.aol.com/car-buyers-credit-auto-financing...

    Car loans are one of the most common types of debt among consumers in 21st century America. While auto loans are not as common as credit cards, the majority of Americans (62%) have an auto loan in ...

  4. What do the different versions of FICO scores mean? - AOL

    www.aol.com/finance/different-versions-fico...

    However, there are industry-specific FICO versions for certain types of debt as well, including auto loans and credit cards. FICO Scores 10 and 10T. Introduced in 2020, FICO Scores 10 and 10T are ...

  5. Car finance - Wikipedia

    en.wikipedia.org/wiki/Car_finance

    Captives have a smaller share of the overall car financing market (new and used cars), along with banks, credit unions, and finance companies. A small number of cars are financed directly by the dealership at "Buy Here Pay Here" dealers, which cater to customers with subprime credit. Buy Here Pay Here financing accounts for 6% of the total ...

  6. Is 700 a Good Credit Score? - AOL

    www.aol.com/700-good-credit-score-105700061.html

    For borrowers with credit scores between 781 and 850, on the other hand, the average interest rate for a car loan is 5.64% for a new car and 7.66% for a used car.

  7. Credit history - Wikipedia

    en.wikipedia.org/wiki/Credit_history

    Credit scores vary from one scoring model to another, but in general the FICO scoring system is the standard in U.S., Canada and other global areas. The factors are similar and may include: Payment history (35% contribution on the FICO scale): A record of negative information can lower a consumer's credit rating or score. In general risk ...

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