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  2. How to Read a Credit Report to Find the Red Flags - AOL

    www.aol.com/read-credit-report-red-flags...

    You can check your credit reports each year at annualcreditreport.com free of charge. The Elements of a Credit Report Let’s break down what each of the credit report parts are and what red flags ...

  3. Tax refund delays still plague millions of Americans, report says

    www.aol.com/tax-refund-delays-still-plague...

    Unfortunately, she said in her most recent return, the IRS continues to receive more than 10 million income tax returns on paper each year — while it also gets another 75 million paper forms ...

  4. How credit inquiries affect your credit score - AOL

    www.aol.com/finance/credit-inquiries-affect...

    Once you understand how credit inquiries affect your credit score, you can make smart decisions about when to apply for new credit. Checking your credit score does not lower it, so feel free to ...

  5. Fair Credit Reporting Act - Wikipedia

    en.wikipedia.org/wiki/Fair_Credit_Reporting_Act

    Under the Fair and Accurate Credit Transactions Act (FACTA), an amendment to the FCRA passed in 2003, consumers are able to receive a free copy of their consumer report from each credit reporting agency once a year. [7] The free report can be requested by telephone, mail, or through the government-authorized website: AnnualCreditReport.com. [8]

  6. How to clean up credit reports - AOL

    www.aol.com/finance/clean-credit-reports...

    Credit counseling agencies, specialized attorneys and credit repair companies can help you understand your credit report and get it cleaned up. They can do most, if not all, of the hands-on work ...

  7. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    Savings interest rates today: Money can't buy love, but sweet returns of up to 4.50% APY comes close — Feb. 14, 2025

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