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  2. Technically, the lender’s quick credit check is a “soft pull” of your credit history. Such soft inquiries don’t show up on your credit report, so they won’t affect your credit score.

  3. How to shop for a mortgage without hurting your credit score

    www.aol.com/finance/shop-mortgage-without...

    Getting preapproved for a mortgage usually means undergoing a hard credit pull, which causes a dip in your credit score. While a soft credit check mortgage preapproval is hard to come by, an ...

  4. Should you add a co-borrower to your mortgage? - AOL

    www.aol.com/finance/add-co-borrower-mortgage...

    A co-borrower on a mortgage shares ownership of the property and responsibility for making mortgage payments. Adding a co-borrower to a mortgage can increase your chances of approval, get you a ...

  5. Owner financing: What it is and how it works - AOL

    www.aol.com/finance/owner-financing-works...

    Pros. Flexible credit and/or down payment requirements. No need to apply for a mortgage or undergo underwriting. Faster and less expensive closing

  6. FHA streamline refinance: What is it and how does it work? - AOL

    www.aol.com/finance/fha-streamline-refinance...

    All new forms of debt appear on your credit report, including new mortgages. If you apply for a credit-qualifying FHA streamline refinance, the lender will do a hard credit pull that could lower ...

  7. Pros and Cons of Adjustable-Rate Mortgages - AOL

    www.aol.com/news/pros-cons-adjustable-rate...

    ARMs can save new homeowners serious money, but they're not for everyone.

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