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Best CD rates today: Top yields still holding at 4.35% APY after yesterday's Fed decision — Jan. 30, 2025
A $10,000 deposit in a 12-month CD at today's top rate would earn about $440 in guaranteed interest by February 2026 — regardless of how many times rates fall in the months ahead.
A certificate of deposit (CD) is a time deposit sold by banks, thrift institutions, and credit unions in the United States. CDs typically differ from savings accounts because the CD has a specific, fixed term before money can be withdrawn without penalty and generally higher interest rates.
Best CD rates today: Don't overlook guaranteed yields of up to 4.40% amid falling rates — Feb. 12, 2025
Bread Savings: CD rates up to 4.50% Offering consistently high rates, the only thing that might deter customers from getting a CD at Bread Savings is the minimum opening deposit of $1,500.
Best CD rates today: May Day, May Day! Leading rates top 5% and higher on CD terms of 12+ months — May 1, 2024