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2. AnnualCreditReport.com - Wikipedia

   en.wikipedia.org/wiki/AnnualCreditReport.com

   AnnualCreditReport.com is a website jointly operated by the three major U.S. credit reporting agencies, Equifax, Experian, and TransUnion.The site was created in order to comply with their obligations under the Fair and Accurate Credit Transactions Act (FACTA) [1] to provide a mechanism for American consumers to receive up to three free credit reports per year.

3. How to Pull a Free Annual Credit Report - AOL

   www.aol.com/news/pull-free-annual-credit-report...

   Image Credit: Getty Images. Checking your credit is important. You want to keep tabs on your credit report so you can catch mistakes if inaccurate information finds its way onto your record.

4. Credit score - Wikipedia

   en.wikipedia.org/wiki/Credit_score

   Americans are entitled to one free credit report in every 12-month period from each of the three credit bureaus, but are not entitled to receive a free credit score. The three credit bureaus run Annualcreditreport.com, where users can get their free credit reports. Credit scores are available as an add-on feature of the report for a fee.

5. Credit score in the United States - Wikipedia

   en.wikipedia.org/wiki/Credit_score_in_the_United...

   Lenders contend that widespread use of credit scores has made credit more widely available and less expensive for many consumers. [2] [3] Under the Dodd-Frank Act passed in 2010, a consumer is entitled to receive a free report of the specific credit score used if they are denied a loan, credit card or insurance due to their credit score. [4]

6. How credit inquiries affect your credit score - AOL

   www.aol.com/finance/credit-inquiries-affect...

   Any time you pull your credit file from Experian, TransUnion or Equifax to assess your credit history or dispute credit report errors, it counts as a soft inquiry and won’t affect your credit ...

7. How To Check Your Credit Score: 3 Easy Ways - AOL

   www.aol.com/check-credit-score-3-easy-174348826.html

   A credit score is basically a number that gives a lender an indication of the likelihood you'll pay back your debt. Lending institutions use credit scores to determine if extending a loan to a ...

8. Comparison of free credit monitoring services - Wikipedia

   en.wikipedia.org/wiki/Comparison_of_free_credit...

   The chart specifies what is free, what kind of credit reports are included, and whether a full Social Security number is needed. According to the Federal Trade Commission, "AnnualCreditReport.com is the only authorized source for the free annual credit report." [1] [2] Care should be taken when providing a full Social Security number to any ...

9. Don't fall for a credit repair scam: Clean up your credit for ...

   www.aol.com/finance/credit-repair-160240600.html

   Go to AnnualCreditReport.com or call 877-322-8228 to pull copies of your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. This service is free and is the only ...