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A pawnbroker is an individual or business (pawnshop or pawn shop) that offers secured loans to people, with items of personal property used as collateral. The items having been pawned to the broker are themselves called pledges or pawns, or simply the collateral. While many items can be pawned, pawnshops typically accept jewelry, musical ...
The National Pawnbrokers Association (NPA) is a USA-based trade association headquartered in Southlake, Texas. The NPA was founded in 1987 [1] to help the growing number of pawnbrokers in the United States. Today, there are more than 1500 members in the National Pawnbrokers Association. [2] [3]
The expansion of accessible credit can come with a downside of exclusion as people with poor credit (those that are considered high risk by credit scoring systems) become dependent on short-term alternatives such as licensed money lenders (the home credit industry), pawn brokers, payday lenders, and even loan sharks. [18]
An "Act against Brokers" was passed in 1603, and remained in force until 1872. It was aimed at counterfeit brokers, of whom there were many in London. This type of broker was considered a receiver of stolen goods; the act provided that no sale (or pawn) of stolen jewels, plate or other goods to a pawnbroker in
Jack Daugherty founded Cash America in 1983 (possibly 1984), [3] after prior experience running a pawn shop and a failed venture hunting for oil. [4] He reinvested his earnings into acquiring more pawn shops, growing his business to 36 locations by 1987 and 101 at the end of 1988. [4]
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. [3] It is a publicly traded company listed on the NASDAQ stock exchange [4] and is the second largest pawn shop operator in the U.S. [5] after Cash America International.
Chumlee began working for the Gold & Silver Pawn Shop at age 21. [15] He worked there for five years before filming the first season of the reality television series Pawn Stars in July 2009. [4] [5] His duties include behind-the-counter work at the shop, such as testing items, loading items, and writing tickets for items purchased by customers ...
Gold, his family, and his pawn shops are central to the truTV series Hardcore Pawn. In 1998, independent producer Richard Dominick saw Gold's TV ads which ran during the local commercial breaks of The Jerry Springer Show, which Dominick was working on at the time. He saw potential in Les and his business as a reality TV show and approached the ...