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  2. Just How Much Will Inflation Affect My Retirement & Savings?

    www.aol.com/just-much-inflation-affect...

    Since the mid-1990s, inflation has stayed very close to the Federal Reserve's benchmark of 2% per year, often dipping much lower than that. The upshot has been a long run in which prices have ...

  3. The Cost of Ignoring Inflation in 2025 — How Much It Could ...

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    If things really get bad (let's say inflation back above 3%), inflation could take a fairly sizeable five-figure bite out of your purchasing power in just a year.

  4. 5 ways to keep inflation from wrecking your retirement - AOL

    www.aol.com/finance/5-ways-keep-inflation...

    Over the past 40 years, inflation in the U.S. has averaged around 3 percent per year, while the long-term return of the S&P 500 index is about 10 percent. Over the short term, higher levels of ...

  5. Retirement spend-down - Wikipedia

    en.wikipedia.org/wiki/Retirement_spend-down

    A portion of retirement income often comes from savings, sometimes referred to as a nest egg. Analyzing one's savings involves a number of variables: how savings are invested (e.g., cash, stocks, bonds, real estate), and how this changes over time; inflation during retirement; how quickly savings are spent – the withdrawal rate

  6. William Bengen - Wikipedia

    en.wikipedia.org/wiki/William_Bengen

    Bengen later stated the 4% guideline was intended as a "worst case scenario" for retirees in United States, using a hypothetical example of someone who retired in 1968 at a stock market peak before a protracted bear market and high inflation through the 1970s. In that scenario, a 4% withdrawal rate allowed the investor's funds to last 30 years.

  7. Primary Insurance Amount - Wikipedia

    en.wikipedia.org/wiki/Primary_Insurance_Amount

    The percentages of the PIA formula are fixed by law, but the dollar amounts in the formula change annually in response to changes in the national average wage index. [7] For 2023, the PIA computation formula is: graph of the PIA function. PIA = 0.90*(AIME up to $1115) + 0.32*(AIME between $6721 and $1115) + 0.15*(AIME - $6721)