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2. Effective interest rate - Wikipedia

   en.wikipedia.org/wiki/Effective_interest_rate

   The effective interest rate (EIR), effective annual interest rate, annual equivalent rate (AER) or simply effective rate is the percentage of interest on a loan or financial product if compound interest accumulates in periods different than a year. [1] It is the compound interest payable annually in arrears, based on the nominal interest rate ...

3. Holding period return - Wikipedia

   en.wikipedia.org/wiki/Holding_period_return

   To annualize a holding period return means to find the equivalent rate of return per year. Assuming income and capital gains and losses are reinvested, i.e. retained in the portfolio, then: Assuming income and capital gains and losses are reinvested, i.e. retained in the portfolio, then:

4. Annual effective discount rate - Wikipedia

   en.wikipedia.org/wiki/Annual_effective_discount_rate

   For every effective interest rate, there is a corresponding effective discount rate that can produce the same future value as if a given amount of principal is invested for the same amount of time at each of the rates and , and they are said to be equivalent. [1]

5. Fixed vs. variable interest rates: How these rate types work ...

   www.aol.com/finance/fixed-vs-variable-interest...

   For example, it’s difficult to find a variable-rate loan or a fixed-rate high-yield savings account. But with some products like home or car loans, you can choose the type of rate that works ...

6. Compound interest - Wikipedia

   en.wikipedia.org/wiki/Compound_interest

   The interest rate on an annual equivalent basis may be referred to variously in different markets as effective annual percentage rate (EAPR), annual equivalent rate (AER), effective interest rate, effective annual rate, annual percentage yield and other terms. The effective annual rate is the total accumulated interest that would be payable up ...

7. Rate of return - Wikipedia

   en.wikipedia.org/wiki/Rate_of_return

   An annual rate of return is a return over a period of one year, such as January 1 through December 31, or June 3, 2006, through June 2, 2007, whereas an annualized rate of return is a rate of return per year, measured over a period either longer or shorter than one year, such as a month, or two years, annualized for comparison with a one-year ...