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  2. National Bank Act - Wikipedia

    en.wikipedia.org/wiki/National_Bank_Act

    The National Bank Act (ch. 58, 12 Stat. 665; February 25, 1863), originally known as the National Currency Act, was passed in the Senate by a 23–21 vote, and was supplemented a year later by the National Banking Act of 1864. The goals of these acts was to create a single national currency, a nationalized bank chartering system, and to raise ...

  3. History of central banking in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_central_banking...

    The National Banking Act of 1863, besides providing loans in the Civil War effort of the Union, included provisions: To create a system of national banks. They were to have higher standards concerning reserves and business practices than state banks. Recent research indicates that state monopoly banks had the lowest long run survival rates. [7]

  4. History of banking in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_banking_in_the...

    To correct the problems of the "Free Banking" era, Congress passed the National Banking Acts of 1863 and 1864, which created the United States National Banking System and provided for a system of banks to be chartered by the federal government. The National Bank Act encouraged development of a national currency backed by bank holdings of U.S ...

  5. National Bank Note - Wikipedia

    en.wikipedia.org/wiki/National_Bank_Note

    The 5550 in brown ink (and large numerals on the reverse) is the issuing bank's national charter number, also shown in the note's border engraving. National Bank Notes were United States currency banknotes issued by National Banks chartered by the United States Government. The notes were usually backed by United States bonds the bank deposited ...

  6. Pros & Cons of Fractional Reserve Banking - AOL

    www.aol.com/pros-cons-fractional-banking...

    Before founding the Federal Reserve in 1913, the US Government established the United States central banking system with the National Bank Acts of 1863 and 1864. These acts set the reserve ...

  7. History of monetary policy in the United States - Wikipedia

    en.wikipedia.org/wiki/History_of_monetary_policy...

    To correct such conditions, Congress passed (1863) the National Bank Act, which provided for a system of banks to be chartered by the federal government. The National Banking Acts of 1863 and 1864 were two United States federal laws that established a system of national charters for banks, and created the United States National Banking System.

  8. History of the Federal Reserve System - Wikipedia

    en.wikipedia.org/wiki/History_of_the_Federal...

    The Federal Reserve System is the third central banking system in United States history. The First Bank of the United States (1791–1811) and the Second Bank of the United States (1817–1836) each had a 20-year charter. Both banks issued currency, made commercial loans, accepted deposits, purchased securities, maintained multiple branches and ...

  9. Independent Treasury - Wikipedia

    en.wikipedia.org/wiki/Independent_Treasury

    It was created on August 6, 1846, by the 29th Congress, with the enactment of the Independent Treasury Act of 1846 (ch. 90, 9 Stat. 59). It was expanded with the creation of the national banking system in 1863. [1][2] It functioned until the early 20th century, when the Federal Reserve System replaced it. During this time, the Treasury took ...