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  2. California could allow undocumented residents to qualify for ...

    www.aol.com/california-could-allow-undocumented...

    The $300 million in loans were claimed in just 11 days, which raised concerns that the program was helping people who could already afford it. This led to the California Housing Finance Agency and ...

  3. Home Affordable Refinance Program - Wikipedia

    en.wikipedia.org/wiki/Home_Affordable_Refinance...

    The Home Affordable Refinance Program (HARP) was created by the Federal Housing Finance Agency in March 2009 to allow those with a loan-to-value ratio exceeding 80% to refinance without also paying for mortgage insurance. Originally, only those with an LTV of 105% could qualify.

  4. Homeowners Affordability and Stability Plan - Wikipedia

    en.wikipedia.org/wiki/Homeowners_Affordability...

    The Homeowners Affordability and Stability Plan is a U.S. program announced on February 18, 2009, by U.S. President Barack Obama.According to the US Treasury Department, it is a $75 billion program to help up to nine million homeowners avoid foreclosure, which was supplemented by $200 billion in additional funding for Fannie Mae and Freddie Mac to purchase and more easily refinance mortgages. [1]

  5. How much equity do you need to refinance? - AOL

    www.aol.com/finance/much-equity-refinance...

    The LTV ratio and home equity requirements for refinancing vary based on the lender and the type of refinance you’re seeking. Compare: Current refinance rates Home equity requirements by loan type

  6. Streamline refinancing - Wikipedia

    en.wikipedia.org/wiki/Streamline_refinancing

    Streamline refinancing has become more popular because reuse of the original home's appraisal may be the only way someone underwater on the property can refinance it at all. [ 2 ] Streamline refinancing is an option for borrowers who want to take advantage of low interest rates, get out of an adjustable rate mortgage (ARM) or graduated payment ...

  7. FHA loans: Definition, requirements and limits - AOL

    www.aol.com/finance/fha-loans-134807555.html

    Basic home mortgage loan or 203(b) loan: The 203(b) loan is the FHA’s main home loan program for buying a home or refinancing. These loans come with fixed and adjustable-rate options, as well as ...

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