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2. Real Estate Settlement Procedures Act - Wikipedia

   en.wikipedia.org/wiki/Real_Estate_Settlement...

   Fees paid for mortgage-related services must be disclosed. Additionally, no person may give or receive any portion, split, or percentage of a fee for services connected with a federally related mortgage except for services actually performed. Permissible Compensation. A payment to an attorney for services actually rendered;

3. Good faith estimate - Wikipedia

   en.wikipedia.org/wiki/Good_faith_estimate

   905 - VA Funding Fee; This is the Veterans Administration funding fee, which is only applicable if the loan is through a VA program. 1000 RESERVES DEPOSITED WITH LENDER. 1001 - Hazard Insurance Premiums # months @ $ per month; This is any prepayment of future hazard insurance expense 1002 - Mortgage Ins. Premium Reserves months @ $ per month

4. FHA insured loan - Wikipedia

   en.wikipedia.org/wiki/FHA_insured_loan

   FHA mortgage insurance also encourages lenders to make loans to otherwise credit-worthy borrowers and projects that might not be able to meet conventional underwriting requirements, protecting the lender against loan default on mortgages for properties that meet certain minimum requirements, including manufactured homes, single and multifamily ...

5. How to prepare for FHA appraisal requirements - AOL

   www.aol.com/finance/prepare-fha-appraisal...

   Next steps after an FHA appraisal. Once the FHA appraisal has been completed, the mortgage lender will review the report. There are a few potential outcomes of an FHA appraisal:

6. Mortgage underwriting in the United States - Wikipedia

   en.wikipedia.org/wiki/Mortgage_underwriting_in...

   On many loan programs there are minimum score guidelines. The most influential aspect of the credit report is quality of the credit on a person's current housing. For an example, if the borrower already has a mortgage, whether or not the borrower has paid that mortgage on time is indicative of how well they will pay in the future. This also ...

7. VA loan - Wikipedia

   en.wikipedia.org/wiki/VA_loan

   A VA loan is a mortgage loan in the United States guaranteed by the United States Department of Veterans Affairs (VA). The program is for American veterans, military members currently serving in the U.S. military, reservists and select surviving spouses (provided they do not remarry) and can be used to purchase single-family homes, condominiums, multi-unit properties, manufactured homes and ...