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The Social Security program has existed since 1935, but COLAs were not introduced until the mid-1970s. Back then, the adjustments were much larger than they are now. Between 1975 and 1982, COLAs ...
Since the modern method of determining the Social Security COLA went into effect in 1975, the average has been 3.77%. This is the result of adding all the historic COLAs since that time and ...
As a result of the 2008 financial and mortgage crisis, a hefty 5.8% increase in COLA was applied in 2009, the most significant increase that Social Security benefits had seen since 1982.
The average Social Security cost-of-living adjustment is modest, ... Between 1975 and 2023, Social Security's COLAs averaged 3.8%. Of course, that's just the average. There were some years with 0% ...
Source: Social Security Administration. Chart by author. For some perspective, the average COLA since 1975 is 3.75%. The highest-ever COLA was 14.3% in 1980.
Social Security cost-of-living adjustments have varied over the past few years. Here’s how they have changed: 2025: 2.5%. 2024: 3.2%. ... How is Social Security COLA determined?
Looking at the history of Social Security COLAs, 2025 isn't so bad. Skip to main content ... It ranks as the 12th highest COLA since 2001 and sits just under the 2.58% average of the past 25 years
It's fairly in line with the average COLA over the past 10 years. A 2.5% Social Security COLA might seem stingy compared to recent raises. Not only did benefits increase 3.2% at the start of 2024 ...