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2. California FAIR Plan - Wikipedia

   en.wikipedia.org/wiki/California_FAIR_Plan

   [1] [2] [3] The FAIR Plan was established in 1968 by a statutory amendment to the California Insurance Code (specifically, section 10090 et seq. [4]), and is regulated by the office of the California Insurance Commissioner. The plans are typically more expensive and provide less coverage than commercial plans. [5]

3. What is an HOA insurance policy?

   www.aol.com/finance/hoa-insurance-policy...

   A home insurance policy is designed to financially protect you and your home from covered perils, while HOA insurance coverage is designed to financially protect the HOA’s liability and shared ...

4. California FAIR Plan insurance: What it is and how it works - AOL

   www.aol.com/finance/california-fair-plan...

   The California FAIR Plan is an insurance program of last resort for homeowners in high-risk areas of the Golden State who are unable to obtain fire coverage in the private insurance market.

5. HOA fees and assessments on the rise as home-insurance ... - AOL

   www.aol.com/finance/hoa-fees-assessments-rise...

   Your HOA fees help cover those nice-to-have features, but they also cover an essential must-have: a “master” insurance policy for the property. While individual owners will have a separate ...

6. Homeowner association - Wikipedia

   en.wikipedia.org/wiki/Homeowner_association

   A homeowner association (or homeowners' association [HOA], sometimes referred to as a property owners' association [POA], common interest development [CID], or homeowner community) is a private, legally-incorporated organization that governs a housing community, collects dues, and sets rules for its residents.

7. How the wildfires in the Los Angeles area could affect ... - AOL

   www.aol.com/wildfires-los-angeles-area-could...

   California homeowners in wildfire-prone areas either go without insurance or join the Fair Access to Insurance Requirements (FAIR) Plan, which the state created as a last resort for homeowners who ...