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2. No-fault insurance - Wikipedia

   en.wikipedia.org/wiki/No-fault_insurance

   No-fault systems generally exempt individuals from the usual liability for causing bodily injury if they do so in a car collision; when individuals purchase "liability" insurance under those regimes, the insurance covers bodily injury to the insured party and their passengers in a car collision, regardless of which party would be liable under ordinary legal tort rules.

3. Tort insurance: what is full vs limited tort car insurance? - AOL

   www.aol.com/finance/tort-insurance-full-vs...

   No-fault insurance. A common misconception in no-fault states is that each driver pays for all their damages — including injuries, vehicle damage and a rental car — after a loss, regardless of ...

4. What is an insurance claim and when should you file one? - AOL

   www.aol.com/finance/insurance-claim-file-one...

   No-fault does not mean someone did not cause an accident, and the at-fault driver can still be held liable for damages beyond what everyone’s no-fault insurance covered. Each state has a ...

5. What does no-fault state mean? - AOL

   www.aol.com/finance/does-no-fault-state-mean...

   Currently, 12 states follow no-fault insurance laws, with the remaining states and Washington, D.C. being considered at-fault states. In a no-fault state, both parties will file a claim with their ...

6. Personal injury protection - Wikipedia

   en.wikipedia.org/wiki/Personal_injury_protection

   A Michigan no-fault policy provides unlimited medical and rehabilitation benefits. [4] Claimants involved in an auto accident are wise to submit their own insurance information to their medical providers, as third party carriers are under no legal obligation to pay a claimant's medical bills, while first party carriers are.

7. Full tort and limited tort automobile insurance - Wikipedia

   en.wikipedia.org/wiki/Full_tort_and_limited_tort...

   PIP insurance covers the medical bills of drivers involved in an accident, regardless of who is at fault. The idea behind the creation of PIP insurance was that it would reduce the number of ‘ pain and suffering ’ or ‘loss’ lawsuits, thereby reducing insurance company payouts and ultimately reducing insurance premiums.