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The contribution limit on individual retirement accounts (IRAs) will stick at $7,000, and the catch‑up contribution limit for individuals 50 and over stays at $1,000 for 2025.
In 2025, the catch-up contribution limit for 401(k)s is $7,500, unchanged from 2024. So if you're 50 or older by the end of 2025, you can put up to $31,000 into your 401(k). IRA limits for 2025
Starting in 2025 — thanks to the passing of SECURE 2.0 Act back in 2022— those aged 60 to 63 are allowed a “super” catch-up contribution of up to $11,250.
Some retirment savers can make larger 401(k) contributions in 2025 thanks to an obscure change made in the SECURE 2.0 act. A new supersize limit for some 401(k) contributions hits in 2025: What ...
Image source: Getty Images. 2025 Roth IRA contribution limits. For 2025, the Roth IRA contribution limit holds steady at the same level as 2024. If you qualify, you can stash away up to $7,000 in ...
Your catch-up contribution limit will increase to the greater of $10,000 or 50% more than the regular catch-up limit. Suppose the 2024 contribution limit remains at $7,500 for 2025; you can ...
What are the IRA limits in 2025? The limit on annual contributions to an IRA remains $7,000. The IRA catch‑up contribution limit for individuals aged 50 also stayed at $1,000 for 2025, after a ...
IRA limits aren't changing in 2025 Currently, IRA contributions max out at $7,000 for workers under the age of 50 and $8,000 for those 50 or older. In 2025, these limits are staying the same.