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2. Owner-controlled insurance program - Wikipedia

   en.wikipedia.org/wiki/Owner-controlled_insurance...

   OCIPs are also frequently referred to as "wrap-up insurance" or "wrap policies" in the insurance industry. [1] [4] The traditional method for insuring construction consisted of each general contractor (GC) and subcontractor obtaining their own insurance policies from any provider of their choosing. In turn, they would build their policy ...

3. Difference in conditions insurance - AOL

   www.aol.com/finance/difference-conditions...

   DIC insurance is commonly used by business owners, especially those with large-scale operations or expensive corporate buildings, to bridge the gap in coverage from their standard insurance policies.

4. Alternative risk transfer - Wikipedia

   en.wikipedia.org/wiki/Alternative_Risk_Transfer

   Alternative risk transfer (often referred to as ART) is the use of techniques other than traditional insurance and reinsurance to provide risk-bearing entities with coverage or protection. The field of alternative risk transfer grew out of a series of insurance capacity crises in the 1970s through 1990s that drove purchasers of traditional ...

5. Self-funded health care - Wikipedia

   en.wikipedia.org/wiki/Self-funded_health_care

   Similar to in traditional insurance, the plan sponsor determines the cost of health coverage and generally requires different payroll deductions depending on whether an employee elects self-only coverage, self plus spouse, self plus spouse plus child(ren), or certain other permutations as determined by the plan sponsor.

6. Can I convert my term life insurance to whole life insurance?

   www.aol.com/finance/convert-term-life-insurance...

   Whole life insurance, on the other hand, is a permanent policy typically providing coverage up to age 95 to 121, as long as you pay your premiums. With whole life insurance, you pay a fixed premium.

7. Whole life insurance - Wikipedia

   en.wikipedia.org/wiki/Whole_life_insurance

   Whole life insurance, or whole of life assurance (in the Commonwealth of Nations), sometimes called "straight life" or "ordinary life", is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date. [1]