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Uninsured/Underinsured motorist – These coverage types cover your injuries if you are harmed by another driver who is not insured, is underinsured or in cases of a hit-and-run. All Texas ...
Car insurance providers are also legally obligated to offer uninsured and underinsured motorist coverage ... The average cost of car insurance in Texas is $2,613 per year for a full coverage ...
Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.
The term full coverage is actually a misnomer because, even within traditional "full coverage" insurance, there are many different types of coverage, and many optional amounts of each. "Full coverage" is a layman's misnomer that often results in drivers and vehicle owners being woefully underinsured.
This type of coverage is meant to prevent the possibility that a motorist will have to pay for medical expenses and property damage to his vehicle as a result of the accident with the underinsured at-fault motorist. The ramifications related to being hit by an underinsured motorist vary by individual state laws. [citation needed]
Uninsured/Underinsured motorist coverage ... Texas. 30/60/25. None. Utah. 25/65/15. $3,000 PIP. ... minimum coverage car insurance also includes PIP and uninsured motorist coverage, which can help ...
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