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  2. Texas car insurance laws: What you need to know to ... - AOL

    www.aol.com/finance/texas-car-insurance-laws...

    Uninsured/Underinsured motorist – These coverage types cover your injuries if you are harmed by another driver who is not insured, is underinsured or in cases of a hit-and-run. All Texas ...

  3. Penalties for driving without insurance in Texas - AOL

    www.aol.com/finance/penalties-driving-without...

    Car insurance providers are also legally obligated to offer uninsured and underinsured motorist coverage ... The average cost of car insurance in Texas is $2,613 per year for a full coverage ...

  4. 5 car insurance myths — debunked: Red cars, rate negotiations ...

    www.aol.com/finance/car-insurance-myth-212820623...

    Uninsured/underinsured motorist bodily injury (UM/UIM BI). Protects you if you're hit by a driver who either has no insurance or insufficient coverage to pay for your medical costs.

  5. Vehicle insurance in the United States - Wikipedia

    en.wikipedia.org/wiki/Vehicle_insurance_in_the...

    The term full coverage is actually a misnomer because, even within traditional "full coverage" insurance, there are many different types of coverage, and many optional amounts of each. "Full coverage" is a layman's misnomer that often results in drivers and vehicle owners being woefully underinsured.

  6. Uninsured motorist clause - Wikipedia

    en.wikipedia.org/wiki/Uninsured_motorist_clause

    This type of coverage is meant to prevent the possibility that a motorist will have to pay for medical expenses and property damage to his vehicle as a result of the accident with the underinsured at-fault motorist. The ramifications related to being hit by an underinsured motorist vary by individual state laws. [citation needed]

  7. Minimum car insurance coverage requirements in each state - AOL

    www.aol.com/finance/minimum-car-insurance...

    Uninsured/Underinsured motorist coverage ... Texas. 30/60/25. None. Utah. 25/65/15. $3,000 PIP. ... minimum coverage car insurance also includes PIP and uninsured motorist coverage, which can help ...

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