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  2. Community Reinvestment Act - Wikipedia

    en.wikipedia.org/wiki/Community_Reinvestment_Act

    The Community Reinvestment Act (CRA, P.L. 95-128, 91 Stat. 1147, title VIII of the Housing and Community Development Act of 1977, 12 U.S.C. § 2901 et seq.) is a United States federal law designed to encourage commercial banks and savings associations to help meet the needs of borrowers in all segments of their communities, including low- and moderate-income neighborhoods.

  3. Can I qualify for a mortgage if I'm about to retire? - AOL

    www.aol.com/finance/qualifying-for-mortgage-in...

    How does retirement income impact mortgage eligibility? Most lenders won't approve you for a mortgage if the payment is more than 31% of your projected gross income.

  4. Makiki affordable rental project completed - AOL

    www.aol.com/news/makiki-affordable-rental...

    Nov. 8—Where a sliver of a dirt lot existed only months ago, a newly completed three-story walk-up for low-income renters now stands. Where a sliver of a dirt lot existed only months ago, a ...

  5. Affordable housing - Wikipedia

    en.wikipedia.org/wiki/Affordable_housing

    Public housing is a form of housing tenure in which the property is usually built and owned by a government authority, either central or local. In some countries, public housing is focused on providing affordable housing for low-income earners while in others, such as Singapore, citizens across a wide range of incomes live in public housing.

  6. HUD-1 Settlement Statement - Wikipedia

    en.wikipedia.org/wiki/HUD-1_Settlement_Statement

    The HUD-1 Settlement Statement is a standardized mortgage lending form in use in the United States of America on which creditors or their closing agents itemize all charges imposed on buyers and sellers in consumer credit mortgage transactions. The HUD-1 (or a similar variant called the HUD-1A) is used primarily for reverse mortgages and ...

  7. U.S. housing affordability to worsen even as price rises slow: Reuters poll ... US pending home sales jump the most in more than four years, NAR says. The National Association of Realtors (NAR ...

  8. Mortgage - Wikipedia

    en.wikipedia.org/wiki/Mortgage

    A mortgage loan or simply mortgage (/ ˈ m ɔːr ɡ ɪ dʒ /), in civil law jurisdictions known also as a hypothec loan, is a loan used either by purchasers of real property to raise funds to buy real estate, or by existing property owners to raise funds for any purpose while putting a lien on the property being mortgaged.

  9. Housing bills 2024: ‘Trigger leads,’ hedge fund homeowners ...

    www.aol.com/finance/housing-bills-2024-trigger...

    In a related proposal, Reps. Jeff Jackson and Alma Adams of North Carolina, both Democrats, proposed a bill requiring corporate owners of more than 75 single-family homes to pay a yearly fee of ...

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