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2. Depository Institutions Deregulation and Monetary Control Act

   en.wikipedia.org/wiki/Depository_Institutions...

   The Depository Institutions Deregulation and Monetary Control Act of 1980 (H.R. 4986, Pub. L. 96–221) (often abbreviated DIDMCA or MCA) is a United States federal financial statute passed in 1980 and signed by President Jimmy Carter on March 31. [1] It gave the Federal Reserve greater control over non-member banks.

3. Regulation Q - Wikipedia

   en.wikipedia.org/wiki/Regulation_Q

   As a result of Section 11 of the Banking Act of 1933, Regulation Q was promulgated by the Federal Reserve Board on August 29, 1933. In addition to prohibiting the payment of interest on demand deposits (a prohibition that the act also wrote into the Federal Reserve Act (12 U.S.C.371a) as Section 19(i)), it was also used to impose interest rate ceilings on various other types of bank deposits ...

4. Expedited Funds Availability Act - Wikipedia

   en.wikipedia.org/wiki/Expedited_Funds...

   Aggregate total of checks deposited into one account on one business day is greater than $5,000.00. $200 first business day following deposit, $600 second business day following deposit, $4,800 third business day following deposit, remainder seventh business day New account: The account being deposited into has been open for less than 30 days.

5. Best online banks that take cash deposits - AOL

   www.aol.com/finance/best-online-banks-cash...

   Discover Bank offers a popular cash-back checking account. To deposit cash into the account, customers can bring their debit card and the cash to any Walmart and ask the cashier to add it to their ...

6. Negotiable order of withdrawal account - Wikipedia

   en.wikipedia.org/wiki/Negotiable_Order_of...

   In the United States, a negotiable order of withdrawal account (NOW account) is an interest-paying deposit account on which an unlimited number of checks may be written. [1]A negotiable order of withdrawal is essentially identical to a check drawn on a demand deposit account, but US banking regulations define the terms "demand deposit account" and "negotiable order of withdrawal account ...

7. What is a demand deposit account (DDA)? - AOL

   www.aol.com/finance/demand-deposit-account-dda...

   In exchange for locking away your money, time deposit accounts often pay higher yields than demand deposit accounts. A certificate of deposit (CD) is an example of a time deposit account. CDs come ...