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The SEP IRA is one of the best ways for small businesses and individual business owners to help employees save for retirement, and they’ll be able to contribute even more in 2025 than in 2024.
The good news for savers is that the income limits are climbing for IRAs. 2024 IRA contribution and income limits: What retirement savers need to know Skip to main content
The SECURE Act 2.0 included an annual cost-of-living adjustment for the IRA catch-up contribution starting in 2024. It remained $1,000 in 2024, but it could certainly rise in 2025 (or for 2026 ...
In the latter case, IRAs can be a bit restrictive, with yearly contribution limits of just $7,000 for adults under 50 and $8,000 for adults 50 and older in both 2024 and 2025.
The new IRS rules for 2025 IRA contribution limits could be announced any day. Based on 2024 rules, it's possible that many retirement savers could be allowed to put up to $7,000 (or more) into ...
The income phase-out range for single taxpayers making contributions to a traditional IRA is increased to between $73,000 and $83,000, up from between $68,000 and $78,000.