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  2. Indexed universal life - Wikipedia

    en.wikipedia.org/wiki/Indexed_universal_life

    Indexed universal life (often shortened to IUL) is a type of universal life insurance product that offers a death benefit coupled with a cash value account that can be used to pay policy premiums or take withdrawals and loans. [1]

  3. Indexed universal life insurance - AOL

    www.aol.com/finance/indexed-universal-life...

    Indexed universal life insurance is a type of permanent life insurance that has both a death benefit and a cash value element. The cash value grows based on the performance of a selected market ...

  4. Universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Universal_life_insurance

    Universal life insurance (often shortened to UL) is a type of cash value [1] life insurance, sold primarily in the United States.Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

  5. Indexed Universal Life (IUL) vs. Roth IRA: Which Is ... - AOL

    www.aol.com/indexed-universal-life-iul-vs...

    If you're torn between getting a life insurance policy and investing in the stock market, an indexed universal life (IUL) policy can serve both purposes. This product provides a death benefit to ...

  6. Variable universal life insurance - Wikipedia

    en.wikipedia.org/wiki/Variable_universal_life...

    Variable universal life insurance (often shortened to VUL) is a type of life insurance that builds a cash value. In a VUL, the cash value can be invested in a wide variety of separate accounts, similar to mutual funds, and the choice of which of the available separate accounts to use is entirely up to the contract owner.

  7. What Are the Pros and Cons of Indexed Universal Life ... - AOL

    www.aol.com/pros-cons-indexed-universal-life...

    The policy’s cash value would grow by $360 (0.05 x 0.40 x 18,000 = $360). ... Indexed universal life insurance is a type of life insurance that provides lifelong coverage and the opportunity for ...

  8. Indexed Universal Life vs. Whole Life Insurance

    www.aol.com/indexed-universal-life-vs-whole...

    Whole life insurance and indexed universal life insurance (IUL) are two types of permanent policies you might consider if you’re interested in lifetime coverage. While both policies …

  9. Life insurance - Wikipedia

    en.wikipedia.org/wiki/Life_insurance

    The face amount of the policy is the initial amount that the policy will pay at the death of the insured or when the policy matures, although the actual death benefit can provide for greater or lesser than the face amount. The policy matures when the insured dies or reaches a specified age (such as 100 years old).