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  2. Financial calculator - Wikipedia

    en.wikipedia.org/wiki/Financial_calculator

    A financial calculator or business calculator is an electronic calculator that performs financial functions commonly needed in business and commerce communities [1] (simple interest, compound interest, cash flow, amortization, conversion, cost/sell/margin, depreciation etc.).

  3. Time value of money - Wikipedia

    en.wikipedia.org/wiki/Time_value_of_money

    Time value of money problems involve the net value of cash flows at different points in time. In a typical case, the variables might be: a balance (the real or nominal value of a debt or a financial asset in terms of monetary units), a periodic rate of interest, the number of periods, and a series of cash flows. (In the case of a debt, cas

  4. How to calculate loan payments and costs - AOL

    www.aol.com/finance/calculate-loan-payments...

    You can use a calculator or the simple interest formula for amortizing loans to get the exact difference. For example, a $20,000 loan with a 48-month term at 10 percent APR costs $4,350.

  5. How to calculate the present and future value of annuities - AOL

    www.aol.com/finance/calculate-present-future...

    This slight difference in timing impacts the future value because earlier payments have more time to earn interest. Imagine investing $1,000 on Oct. 1 instead of Oct. 31 — it gains an extra ...

  6. Present value - Wikipedia

    en.wikipedia.org/wiki/Present_value

    Interest is the additional amount of money gained between the beginning and the end of a time period. Interest represents the time value of money, and can be thought of as rent that is required of a borrower in order to use money from a lender. [2] [3] For example, when an individual takes out a bank loan, the individual is charged interest ...

  7. What is compound interest? How compounding works to ... - AOL

    www.aol.com/finance/what-is-compound-interest...

    Here’s what the letters represent: A is the amount of money in your account. P is your principal balance you invested. R is the annual interest rate expressed as a decimal. N is the number of ...

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