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Liability coverage does not have a deductible, but there is a coverage limit. If you exceed your coverage limit, you’re responsible for the additional costs. Property damage liability
Liability coverage only covers the other driver and their passengers, as well as their cars or other property. ... to give you an added level of protection. Higher levels of liability coverage ...
Liability insurance does not cover the theft of your vehicle. Liability insurance covers property damage and injuries to other people in accidents where you are at fault.
This property damage can cover the other person's vehicle or anything that you hit and damage as a result of the accident. In some states, you must purchase Personal Injury Protection which covers medical bills, time lost at work, and many other things. You can also purchase insurance if the other driver does not have insurance or is underinsured.
It provides accident cover for individual owners of the vehicle while driving and also for passengers and third party legal liability. There are certain general insurance companies who also offer online insurance service for the vehicle. Auto insurance is a compulsory requirement for all new vehicles used whether for commercial or personal use.
While minimum car insurance coverage requirements vary by state, most minimum coverage policies only provide basic liability protection and may not fully cover expenses if an accident occurs ...
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