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  2. Equity release - Wikipedia

    en.wikipedia.org/wiki/Equity_release

    The Equity Release Council is the UK's equity release industry body that sets standards to protect consumers. Its members commit to following a set of five product standards: fixed or capped interest rates (for lifetime mortgages), the right to remain in the property, the right to move to another property, the ‘no negative equity guarantee ...

  3. Reverse mortgage - Wikipedia

    en.wikipedia.org/wiki/Reverse_mortgage

    Reverse mortgages allow older people to immediately access the equity they have built up in their homes, and defer payment of the loan until they die, sell, or move out of the home. Because there are no required mortgage payments on a reverse mortgage, the interest is added to the loan balance each month. The rising loan balance can eventually ...

  4. Shared appreciation mortgage - Wikipedia

    en.wikipedia.org/wiki/Shared_appreciation_mortgage

    The House of Commons Standard Note SN/BT/3414 "Shared Appreciation Mortgages", written by Timothy Edmonds and last updated on 12 December 2013, says, "There have been a significant number of debates in the House about equity release mortgages in general and SAMS in particular, as the consequences of policies taken out some years ago now come to ...

  5. 4 ways to get equity out of your home — and what to know ...

    www.aol.com/finance/how-to-get-equity-out-of...

    Borrow against your home’s equity without refinancing. Fast facts. Fixed-rate loan. Paid out in one lump sum. Terms of 5 to 30 years. Consistent monthly payment amounts.

  6. How to calculate your home equity — and how much of it you ...

    www.aol.com/finance/calculate-home-equity...

    Step 1: Estimate your home’s value. Calculating equity starts with identifying the property’s market value. You can find out how much your home is worth using a number of methods. Online home ...

  7. How much equity do you need to refinance? - AOL

    www.aol.com/finance/much-equity-refinance...

    But this kind of no-equity refi — or even refinancing with equity — only makes sense if you can refinance to a lower interest rate. And with the current high-rate environment, now may not be ...

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