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  2. How to negotiate with a car insurance company after a total loss

    www.aol.com/finance/negotiate-car-insurance...

    A public adjuster is an independent claims adjuster who works for you rather than the insurance company. After you hire a public adjuster, they will handle all aspects of the claim on your behalf.

  3. Confessions of an insurance claims adjuster - AOL

    www.aol.com/finance/confessions-insurance-claims...

    How do insurance adjusters get paid? ... Sometimes, an insured disagrees with an adjuster’s decision or the claim payout amount. In general, insurance adjusters are honest but mistakes can be ...

  4. What to do with a car insurance claim check - AOL

    www.aol.com/finance/car-insurance-claim-check...

    An insurance payout, or claims check, would follow a settlement between you and the adjuster for a specific amount of financial compensation to cover whatever damages occurred.

  5. Insurance fraud - Wikipedia

    en.wikipedia.org/wiki/Insurance_fraud

    Some fraud rings involve insurance claims adjusters who authorize payment on the claims. [21] In the UK, the Association of Chief Police Officers estimated that 30,000 auto accidents were staged in 2009. [22] Insurance fraud may also include such actions as a pedestrian jumping in front of a car, then seeking compensation for claimed injuries. [23]

  6. Condition of average - Wikipedia

    en.wikipedia.org/wiki/Condition_of_average

    Illustration of the partial payout of Sum Insured against probability of occurrence. Condition of average (also called underinsurance [1] in the U.S., or principle of average, [2] subject to average, [3] or pro rata condition of average [4] in Commonwealth countries) is the insurance term used when calculating a payout against a claim where the policy undervalues the sum insured.

  7. Total loss - Wikipedia

    en.wikipedia.org/wiki/Total_loss

    In insurance claims, a total loss or write-off is a situation where the lost value, repair cost or salvage cost of a damaged property exceeds its insured value, and simply replacing the old property with a new equivalent is more cost-effective. [1] [2] Such a loss may be an "actual total loss" or a "constructive total loss".

  8. What to know about IRMAA and Medicare - AOL

    www.aol.com/know-irmaa-notice-appeals-more...

    a statement from an insurance adjuster showing loss of income-generating property To begin an appeal, a person will need to contact the SSA at 800-772-1213. They may also need to complete the ...

  9. Understanding home insurance adjusters - AOL

    www.aol.com/finance/understanding-home-insurance...

    A home insurance adjuster is responsible for investigating insurance claims. Most adjusters are employed or contracted by insurers and don’t charge policyholders for home visits, but homeowners ...