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  2. List of bank runs - Wikipedia

    en.wikipedia.org/wiki/List_of_bank_runs

    On 26 September 2008, Wachovia, the fourth-largest bank in the United States, lost $5 billion in deposits—about one percent of its total deposits—when several large customers (mostly businesses and institutional investors) drew down their accounts below the $100,000 limit for FDIC deposit insurance. This practice is known in banking circles ...

  3. Deposit account - Wikipedia

    en.wikipedia.org/wiki/Deposit_account

    Commercial bank deposits account for most of the money supply in use today. For example, if a bank in the United States makes a loan to a customer by depositing the loan proceeds in that customer's checking account, the bank typically records this event by debiting an asset account on the bank's books (called loans receivable or some similar ...

  4. Deposit (finance) - Wikipedia

    en.wikipedia.org/wiki/Deposit_(finance)

    A deposit is the act of placing cash (or cash equivalent) with some entity, most commonly with a financial institution, such as a bank.. The deposit is a credit for the party (individual or organization) who placed it, and it may be taken back (withdrawn) in accordance with the terms agreed at time of deposit, transferred to some other party, or used for a purchase at a later date.

  5. FAQ about bank safety and deposit insurance - AOL

    www.aol.com/finance/faq-bank-safety-deposit...

    At each FDIC-insured bank where you have deposits, your money, up to $250,000, is protected. For example, if you have $250,000 in deposits at Bank A and $250,000 in deposits at Bank B, you are ...

  6. How do certificates of deposit work? Understanding CDs ... - AOL

    www.aol.com/finance/how-do-cds-work-220139365.html

    Your money is safe. Your initial deposit and interest earned are insured for up to $250,000 per depositor, ... For example, Ally Bank allows you to request a bump up twice over a four-year term.

  7. Banks are still losing deposits. Just not the banks you might ...

    www.aol.com/finance/banks-still-losing-deposits...

    First Republic, for example, lost more than $100 billion and eventually was seized by regulators and sold to JPMorgan. But some banks that lost deposits during the first showed some of the biggest ...

  8. Banking in the United States - Wikipedia

    en.wikipedia.org/wiki/Banking_in_the_United_States

    The Federal Deposit Insurance Corporation (FDIC) is a United States government corporation created by the Glass–Steagall Act of 1933. It provides deposit insurance, which guarantees the safety of deposits in member banks, up to $250,000 per depositor per bank. As of November 18, 2010, the FDIC insured deposits at 6,800 institutions. [13]

  9. Best online banks that take cash deposits - AOL

    www.aol.com/finance/best-online-banks-cash...

    You can deposit cash by handing a cashier the money and your Bluevine Debit Mastercard. Not all Green Dot merchants accept cash deposits, and those that do may impose a fee of up to $4.95 ...