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  2. How to build credit without a credit card - AOL

    www.aol.com/finance/build-credit-without-credit...

    They don’t have to give you the card or card details. 2. Get a credit builder loan. Credit builder loans are designed for people who don’t have much credit history or have bad credit. They ...

  3. How Many Points Will a Credit Builder Raise My Credit Score?

    www.aol.com/many-points-credit-builder-raise...

    When you find the right credit builder loan provider for you, the loan you select has the potential to raise your credit score an estimated 60 points in the first couple of months.

  4. How to choose the best credit-builder loan for you - AOL

    www.aol.com/finance/choose-best-credit-builder...

    The purpose of a credit-builder loan is to do just that: build your credit. To achieve the financial strength that a good credit score brings, you must secure a loan you can afford and pay off on ...

  5. Credit crunch - Wikipedia

    en.wikipedia.org/wiki/Credit_crunch

    A credit crunch (a credit squeeze, credit tightening or credit crisis) is a sudden reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official interest rates.

  6. Power Thesaurus - Wikipedia

    en.wikipedia.org/wiki/Power_Thesaurus

    Power Thesaurus was created by Alexander Radyushin in 2012 and developed by Radyushin & Co. [3] [4] The domain name for the thesaurus was registered on September 18, 2012. In 2015, the android and iOS app versions of the thesaurus were developed while its Chrome and Opera browser extensions were released in 2016. [5] [6]

  7. Access to finance - Wikipedia

    en.wikipedia.org/wiki/Access_to_finance

    Involuntary non-users want to use financial services, but do not have access due to a variety of reasons: First, they may be unbankable because their low income prevents them from being served commercially (i.e. profitably) by financial institutions; second, they may be discriminated against based on social, religious, or ethnic grounds; third ...

  8. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    People with very poor credit have a VantageScore between 300 to 499, people with poor credit have a score between 500 to 600, people with fair credit have scores between 601 to 660, and good ...

  9. Microcredit - Wikipedia

    en.wikipedia.org/wiki/Microcredit

    Critics say that microcredit, if not carefully directed, may not increase incomes, and may drive poor households into a debt trap. They add that the money from loans may be used for durable consumer goods or consumption instead of being used for productive investments, that it may fail to empower women, and that it may not improve health or ...