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Direct Unsubsidized: Unlike Subsidized loans, these federal loans do not require students to demonstrate financial need and they are responsible for paying interest on the loan during all periods. If the student chooses not to pay the interest while in school, the interest will accumulate and be added to the principal.
Direct Unsubsidized Loan. $5,500 to $20,500 per year, depending on year in school and dependency status. Undergraduate and graduate students. Direct PLUS Loan.
When you take out federal student loans to pay for school, you may be considering subsidized versus unsubsidized loans. Subsidized vs. Unsubsidized Loans: Which Is Better for College Borrowing ...
Direct Unsubsidized Loans are available to all undergraduate and graduate students, with no requirement to demonstrate financial need. The school determines how much can be borrowed based on the cost of attendance and adjust for any other financial aid the student is receiving. However, the interest must be paid on these loans even during school.
Direct Loans; FFEL and Perkins Loans if consolidated (loans made to parents are ineligible) ... Direct Unsubsidized Loans. Direct PLUS Loans made to graduate or professional students.
Direct Subsidized Loans have fixed interest rates for the life-time of the loan. The interest rates for new loans are set yearly by the U.S. Congress. Federal Direct Unsubsidized Loan - Part of the Federal Direct Student Loan Program, Federal Direct Unsubsidized Loans are not need-based, meaning that nearly all students are eligible to receive ...