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2. Debt consolidation without a loan: Here’s how to do it

   www.aol.com/finance/alternatives-debt...

   Reason: Borrowers with fair or poor credit may have a better chance of getting approved with more favorable terms for a cash-out refinance than some of the other alternatives to debt consolidation ...

3. How to pay off your credit card debt: A step-by-step game ...

   www.aol.com/finance/how-to-pay-off-credit-card...

   Balance transfer credit cards. debt consolidation personal loans. Best for debt amount. Under $10,000. Over $10,000. ... No credit check is required since you're borrowing your own money.

4. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   Your credit score: One goal of debt consolidation is to reduce the interest rate on your debt. The idea here is to pay a lower interest rate on a consolidation loan or balance transfer credit card ...

5. 4 types of debt you can consolidate

   www.aol.com/finance/3-types-debt-consolidate...

   For example, if your APR is 16% on your credit card and you consolidate $10,000 in debt with a new, 24-month personal loan with a 7.5 percent rate, you could save: Nearly $1,100 in interest fees ...

6. Debt Consolidation vs. Debt Settlement: Which Is Best for You ...

   www.aol.com/debt-consolidation-vs-debt...

   Debt Consolidation Pros and Cons. Pros: Simplified monthly payments. Potentially lower interest rates (average reduction of 5-10%) Maintained or improved credit score if payments are made on time

7. How strong are your finances, really? Part two: 4 more money ...

   www.aol.com/finance/more-financial-questions-to...

   Debt consolidation involves taking out a personal debt consolidation loan or a 0% intro APR credit card to pay off your current debts, ideally at a lower rate. You need to have a good credit score ...