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Here's what landlords are responsible for: maintaining habitable conditions for tenants. If the mold in an apartment has occurred because of a landlord's failure to fix leaks, for example, then ...
Mold is a common problem, but with proper maintenance, you can prevent mold from getting out of hand. You can often smell the musty odor of mold before you see it or feel a slimy substance when ...
The most common type of homeowners insurance is the HO-3 Special Form policy, which covers your home, your personal property, liability, additional living expenses and medical payments.
Landlord–tenant law governs the rights and responsibilities of leasehold estates, like in an apartment complex. Landlord–tenant law is the field of law that deals with the rights and duties of landlords and tenants. In common law legal systems such as Irish law, landlord–tenant law includes elements of the common law of real property and ...
Asthma is also a problem that comes with lower-quality housing, since more air pollution, dust, mold, and mildew are more likely to occur. [21] Housing discrimination has led to climate differences between neighborhoods. A study found that formerly redlined neighborhoods are several degrees hotter than non-redlined neighborhoods. [72]
Homes covered by an HO-2 Broad policy accounted for 5.15%, which covers only specific named perils. The remaining 2% includes the HO-1 Basic and the HO-8 Modified policies, which are the most limited in the coverage offered. HO-8, also known as older home insurance, is likely to pay only actual cash value for damages rather than replacement. [13]
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