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  2. 100 Words That Can Change Your Credit History - AOL

    www.aol.com/news/2011-05-31-credit-report...

    Under the Fair Credit Reporting Act, all three credit-reporting agencies (Equifax, Experian and TransUnion) in the United States are required to allow consumers to attach a 100-word statement to ...

  3. Is no credit better than bad credit? - AOL

    www.aol.com/finance/no-credit-better-bad-credit...

    People with very poor credit have a VantageScore between 300 to 499, people with poor credit have a score between 500 to 600, people with fair credit have scores between 601 to 660, and good ...

  4. Credit crunch - Wikipedia

    en.wikipedia.org/wiki/Credit_crunch

    A credit crunch (a credit squeeze, credit tightening or credit crisis) is a sudden reduction in the general availability of loans (or credit) or a sudden tightening of the conditions required to obtain a loan from banks. A credit crunch generally involves a reduction in the availability of credit independent of a rise in official interest rates.

  5. Why Your Perfect Credit Isn't Enough for a Credit Card Approval

    www.aol.com/why-perfect-credit-isnt-enough...

    For example, if you were denied for having too many new credit cards, wait at least six to 12 months without applying for any more cards. If your DTI ratio was too high, focus on paying off debt.

  6. Credit management - Wikipedia

    en.wikipedia.org/wiki/Credit_management

    Setting credit terms beyond those within credit analysts' authority. Setting credit rating criteria. Setting and ensuring compliance with a corporate credit policy. Pursuing legal remedies for non-payers. Obtaining security interests where necessary. Common examples of this could be PPSAs, letters of credit or personal guarantees.

  7. Thesaurus - Wikipedia

    en.wikipedia.org/wiki/Thesaurus

    Thesaurus Linguae Latinae. A modern english thesaurus. A thesaurus (pl.: thesauri or thesauruses), sometimes called a synonym dictionary or dictionary of synonyms, is a reference work which arranges words by their meanings (or in simpler terms, a book where one can find different words with similar meanings to other words), [1] [2] sometimes as a hierarchy of broader and narrower terms ...

  8. Credit rationing - Wikipedia

    en.wikipedia.org/wiki/Credit_rationing

    It is an example of market failure, as the price mechanism fails to bring about equilibrium in the market. It should not be confused with cases where credit is simply "too expensive" for some borrowers, that is, situations where the interest rate is deemed too high. With credit rationing, the borrower would like to acquire the funds at the ...

  9. How to build credit without a credit card - AOL

    www.aol.com/finance/build-credit-without-credit...

    For example, if you apply for a secured credit card and put down a deposit of $500, you could expect a $500 credit limit. Once you’re approved, secured cards work just like regular credit cards.