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  2. Do other countries have credit scores? - AOL

    www.aol.com/finance/other-countries-credit...

    Canada. In Canada, credit scoring is similar to the United States. Two of the three major credit bureaus (Equifax and TransUnion) operate in Canada, and scores range from 300 to 900, with a higher ...

  3. 3 Lies You've Been Told About Credit Scores

    www.aol.com/3-lies-youve-told-credit-100015497.html

    Your credit score is a measure of your credit history and activity. But it doesn't matter whether you earn $50,000 a year or $500,000 a year. If you pay your bills on time and keep your credit ...

  4. “Why Should We Believe You?”: TikToker Sparks Debate After ...

    www.aol.com/chinese-canadian-shares-biggest-lies...

    He then pointed out that the Credit Score employed in Canada and the US uses similar mechanisms to determine whether people qualify for mortgages or loans based on their financial history.

  5. List of common misconceptions - Wikipedia

    en.wikipedia.org/wiki/List_of_common_misconceptions

    Income is not a direct factor in determining credit score in the United States. Rather, credit score is affected by the amount of unused available credit, which is in turn affected by income. Income is also considered when evaluating creditworthiness more generally. The US public vastly overestimates the amount spent on foreign aid.

  6. Credit score - Wikipedia

    en.wikipedia.org/wiki/Credit_score

    In Australia, credit scoring is widely accepted as the primary method of assessing creditworthiness. Credit scoring is used not only to determine whether credit should be approved to an applicant, but for credit scoring in the setting of credit limits on credit or store cards, in behavioral modelling such as collections scoring, and also in the pre-approval of additional credit to a company's ...

  7. 7 Myths About Credit Scores That Most People Believe - AOL

    www.aol.com/finance/7-myths-credit-scores-most...

    Closing a card account reduces the amount of your total available credit, which can hurt your score by increasing your credit-utilization rate. Myth 3: Checking Your Credit Report Will Hurt Your Score