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  4. Temu - Wikipedia

    en.wikipedia.org/wiki/Temu

    Temu offers free goods to some users who successfully refer new users via affiliate codes, social media, and gamification. [12] Temu also uses "family warehouses," fulfillment centers run out of personal residences, often those of overseas Chinese immigrants. [35] Online purchases on Temu can be made using a web browser or through a dedicated ...

  5. Yield to maturity - Wikipedia

    en.wikipedia.org/wiki/Yield_to_maturity

    Consider a 30-year zero-coupon bond with a face value of $100. If the bond is priced at an annual YTM of 10%, it will cost $5.73 today (the present value of this cash flow, 100/(1.1) 30 = 5.73). Over the coming 30 years, the price will advance to $100, and the annualized return will be 10%.

  6. Bond plus option - Wikipedia

    en.wikipedia.org/wiki/Bond_plus_option

    A call on an underlying with implied volatility of 25% will give you a Black–Scholes price of $15.7 while with a volatility of 45%, you'd have to pay $21.76. [2] Hence the participation would be the proportion you can get with the money you have. In the 25% vol case you get a 133% participation; In the 45% vol case, 96%.