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2. Low-income loans: Personal loans for a tight budget - AOL

   www.aol.com/finance/low-income-loans-personal...

   LightStream is another exceptional online lender offering competitive interest rates on personal loan products to borrowers with good-to-excellent credit. The amounts are some of the most generous ...

3. The best ways to borrow money - AOL

   www.aol.com/finance/best-ways-borrow-money...

   Look for low interest rates, limited fees and payment flexibility to score the best deal on a loan. ... When you apply for a personal loan with an online lender, it’s easy to shop for different ...

4. What is a personal loan? What you should know before you apply

   www.aol.com/finance/personal-loan-213206505.html

   Fixed interest rates: Personal loan lenders charge fixed interest rates based primarily on your creditworthiness and debt-to-income ratio. Because interest rates are fixed, the APR on a personal ...

5. Peer-to-peer lending - Wikipedia

   en.wikipedia.org/wiki/Peer-to-peer_lending

   Other forms of peer-to-peer lending include student loans, commercial and real estate loans, payday loans, as well as secured business loans, leasing, and factoring. [ 8 ] The interest rates can be set by lenders who compete for the lowest rate on the reverse auction model or fixed by the intermediary company on the basis of an analysis of the ...

6. Pag-IBIG Fund - Wikipedia

   en.wikipedia.org/wiki/Pag-IBIG_Fund

   The loan had a lower interest rate compared to the prevailing rate in the market and payable in longer terms. Pag-IBIG Fund offers a home loan at a low interest rate of 4.5% (for ₱450,000 loan) with a loan term of up to 30 years. A qualified member can get a maximum loan amount of up to ₱6 million.

7. Digital banks in the Philippines - Wikipedia

   en.wikipedia.org/wiki/Digital_banks_in_the...

   Digital banks in the Philippines are a new formal category of banks which were only approved by the Bangko Sentral ng Pilipinas (BSP), the country's central bank, in 2020. [1] The first such banks launched in the Philippines were Tonik, Overseas Filipino Bank, and UnionDigital of UnionBank of the Philippines .