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  2. What debts can’t be removed from your credit report? - AOL

    www.aol.com/finance/debts-t-removed-credit...

    Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

  3. Can you pay to remove negative items from your credit report?

    www.aol.com/finance/pay-remove-negative-items...

    It may be possible to negotiate to pay less than the full amount owed. Request debt removal: Request that the collection agency delete the debt from your credit report in exchange for payment.

  4. How to dispute an error on your credit report - AOL

    www.aol.com/finance/dispute-error-credit-report...

    Common credit report errors include on-time payments wrongly reported as late or the same debt listed multiple times. If you find errors on your credit report, you can file a dispute with the ...

  5. When does debt fall off your credit report? - AOL

    www.aol.com/finance/does-debt-fall-off-credit...

    The time it takes debt and derogatory marks to fall off your credit report depends on the type of debt or mark involved. In general, most debt will fall off your credit report after seven years ...

  6. 8 steps to remove old debt from your credit report

    www.aol.com/finance/8-steps-remove-old-debt...

    Savings interest rates today: Money can't buy love, but sweet returns of up to 4.50% APY comes close — Feb. 14, 2025

  7. Credit report errors are more common than you think. Here's ...

    www.aol.com/credit-report-errors-more-common...

    Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. Two consumer groups, Consumer Reports and WorkMoney, invited ...