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  2. Home equity - Wikipedia

    en.wikipedia.org/wiki/Home_equity

    Home equity may serve as collateral for a home equity loan or home equity line of credit. Many home equity plans set a fixed period during which the homeowner can borrow money, such as ten years. At the end of this “draw period,” the borrower may be allowed to renew the credit line. If the plan does not allow renewals, the borrower will not ...

  3. Real estate contract - Wikipedia

    en.wikipedia.org/wiki/Real_estate_contract

    A real estate contract typically does not convey or transfer ownership of real estate by itself. A different document called a deed is used to convey real estate. In a real estate contract, the type of deed to be used to convey the real estate may be specified, such as a warranty deed or a quitclaim deed. If a deed type is not specifically ...

  4. Shared appreciation mortgage - Wikipedia

    en.wikipedia.org/wiki/Shared_appreciation_mortgage

    A shared appreciation mortgage differs from an equity-sharing agreement in that the principal of the loan is an unconditional obligation (to the extent collateralized by the property). Thus, if the property's value decreases, the borrower would still owe whatever principal is outstanding, and if the borrower sells the property for a loss, the ...

  5. How to calculate your home equity — and how much of it you ...

    www.aol.com/finance/calculate-home-equity...

    If you invest $15,000 in improvements but a decline in the local real estate market causes your home to drop by $20,000, for example, it would cancel out any equity gains for you. FAQs

  6. What is a home equity sharing agreement? - AOL

    www.aol.com/finance/home-equity-sharing...

    Some professionals use “shared equity agreement” as a generic term to describe both types of transactions, specifying the loan-to-a-current homeowner type as a shared equity finance agreement.

  7. How to unlock your home equity during financial turmoil - AOL

    www.aol.com/finance/unlock-home-equity-during...

    Cash-out refinance. Home equity loan. HELOC. Shared equity agreement. Amount of equity required. 20 percent equity. 15 percent to 20 percent equity. 15 percent to 20 percent equity