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As of the end of spring 2024, data estimates that more than 12% fewer high school seniors — over 262,000 students — had not completed a FAFSA relative to this time a year ago.
An education loan is a loan taken out by the student (or parent) to pay for educational expenses. Unlike scholarships and grants, this money must be repaid with interest. Educational loan options include federal student loans, federal parent loans, private loans, and consolidation loans.
have signed the certification statement stating that: 1) they are not in default on a federal student loan and do not owe money on a federal student grant and 2) federal student aid will only be used for educational purposes; have not been found guilty of the sale or possession of illegal drugs while federal aid was being received. [3] (This ...
Student loans may be discharged through bankruptcy, but this is difficult. [2] Research shows that access to student loans increases credit-constrained students' degree completion, later-life earnings, and student loan repayment while having no impact on overall debt. [3]
Filling out the Free Application for Student Aid (FAFSA) is often met with stress and confusion for students and their families, but changes are underway to make college aid more accessible ...
In 2007-08, FFEL served 6.5 million students and parents, lending a total of $54.7 billion in new loans (or 80% of all new federal student loans). Since 1965, 60 million Americans have used FFEL loans to pay for education expenses.
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Student loans account for 96% of education debt in the U.S. As people look for ways out of this debt -- especially those with high debt amounts -- pervasive and damaging student loan myths can ...