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  2. No-credit-check loans: What are they and how do they work? - AOL

    www.aol.com/finance/no-credit-check-loans...

    No-credit-check loans cater to those with low credit scores or a thin credit history. Interest rates and fees are typically far above the average personal loan. These loans should be approached ...

  3. How to get a personal loan with bad credit & special ... - AOL

    www.aol.com/finance/personal-loan-bad-credit...

    Check your report for errors or old debt dragging your score down, and work to get them corrected before you apply for a personal loan. 2. Consider your income and other debts. Bad credit lenders ...

  4. How to improve your credit score with a personal loan - AOL

    www.aol.com/finance/improve-credit-score...

    Why using a personal loan can help build credit. There are three main ways a personal loan can benefit your credit: Build a positive repayment history. When you take out a loan, lenders report ...

  5. 10 alternatives to personal loans and who they’re for - AOL

    www.aol.com/finance/alternatives-personal-loans...

    9. Cash advance apps. If you earn a regular paycheck but are finding you’re short of cash in between pay periods, a cash advance app may bridge the gap without committing you to a new long-term ...

  6. Personal loan alternatives for bad-credit borrowers - AOL

    www.aol.com/finance/alternatives-bad-credit...

    3. Use a home equity loan or HELOC. If you own a home with 15 to 20 percent equity, you can tap that equity with a home equity loan or a home equity line of credit (HELOC). You typically need a ...

  7. 8 types of personal loans and their uses — plus 5 to avoid

    www.aol.com/finance/types-personal-loans-uses...

    Key takeaways. Personal loans come in many forms, including secured and unsecured loans, debt consolidation loans and personal lines of credit. Unsecured personal loans are common among lenders ...

  8. Should I get a personal loan? Here are the pros and cons - AOL

    www.aol.com/finance/pros-cons-personal-loans...

    A personal loan can fund expenses such as debt consolidation or medical costs. Personal loans tend to carry lower interest rates than credit cards, which can make them more affordable for ...

  9. Unsecured debt - Wikipedia

    en.wikipedia.org/wiki/Unsecured_debt

    The interest paid on a personal loan is in most cases higher than that payable on secured loans. [4] Consumer durable loan – In the retail sector or e-commerce, a growing number of merchants have embraced point-of-sale financing. It is commonly called consumer finance. On the spot no-cost EMI option is given.

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