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  2. Can I Borrow from an IRA Without Penalties? - AOL

    www.aol.com/finance/borrow-ira-without-penalties...

    The major limitation is that not all 401(k) plans allow loans. In another approach, IRA owners can temporarily use account funds without penalties and taxes for up to 60 days by rolling over the ...

  3. Individual retirement account - Wikipedia

    en.wikipedia.org/wiki/Individual_retirement_account

    An IRA may borrow or loan money but any such loan must not be personally guaranteed by the owner of the IRA. Any loan on assets in the IRA would be required to be a non-recourse loan. The loan could not be personally secured by the IRA account owner, or the IRA itself. It can only be secured by the asset in question.

  4. Self-directed IRA - Wikipedia

    en.wikipedia.org/wiki/Self-directed_IRA

    A self-directed individual retirement account is an individual retirement account (IRA) which allows alternative investments for retirement savings. Some examples of these alternative investments are real estate, private mortgages, private company stock, oil and gas limited partnerships, precious metals, digital assets, horses and livestock, and intellectual property. [1]

  5. Roth IRAs: What they are, how they work and how to open one - AOL

    www.aol.com/finance/what-is-a-roth-ira-123943445...

    To make Roth IRA contributions, you can: Transfer funds from your bank account. ... if you leave your job, you can transfer funds from your employer-sponsored 401(k) into a Roth IRA ...

  6. Roth Conversion Ladder 101: Your Guide to Tax-Free Withdrawals

    www.aol.com/roth-ira-conversion-ladders-really...

    A Roth IRA conversion ladder is a strategy that allows you to access retirement savings early. To do this, you convert a portion of your traditional IRA funds to a Roth IRA over a number of years.

  7. Should I convert my Roth IRA into a 529 plan? - AOL

    www.aol.com/finance/convert-ira-529-plan...

    Contributions to a Roth IRA can be withdrawn penalty-free to open a 529 plan. 529 plans allow contributions to grow tax-free and provide tax-free distributions for qualified education expenses ...