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2. When does debt fall off your credit report? - AOL

   www.aol.com/finance/does-debt-fall-off-credit...

   Negative marks like collections and late payments can pull down your credit score, but they don’t stay on your credit report forever. Understanding how long these derogatory items remain and ...

3. Can you pay to remove negative items from your credit report?

   www.aol.com/finance/pay-remove-negative-items...

   The negative mark will disappear from your credit report when it expires. Collection accounts are removed from your credit report after seven years, whether the debt was paid or not. The seven ...

4. What debts can’t be removed from your credit report? - AOL

   www.aol.com/finance/debts-t-removed-credit...

   Type of debt. Length of time on report (after payoff) Credit card. Up to 7 years. Student loans. Up to 7 years. Foreclosures. Up to 7 years. Money owned to/guaranteed by the government

5. How to Remove Derogatory Items From Your Credit Report - AOL

   www.aol.com/remove-derogatory-items-credit...

   Missed payment. 7 years. Account charge-off. 7 years. Repossession. 7 years. Collections. 7 years. Student loan delinquency or default. 7 years. Debt settlement. 7 years

6. Charge-off - Wikipedia

   en.wikipedia.org/wiki/Charge-off

   This may make obtaining any unsecured or even secured credit more difficult. If the charge-off has been paid in full, it will be listed on the credit report as "paid in full". If settled for less than the amount due, it will be listed as "settled". Even such a listing on a credit report can be negative. [4]

7. 8 steps to remove old debt from your credit report

   www.aol.com/finance/8-steps-remove-old-debt...

   If a collection agency bought your 10-year-old retail card debt and has started putting it on your credit report with a different date, for example, you may be able to remove that collection item ...