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Research concerning the relationship between the thermodynamic quantity entropy and both the origin and evolution of life began around the turn of the 20th century. In 1910 American historian Henry Adams printed and distributed to university libraries and history professors the small volume A Letter to American Teachers of History proposing a theory of history based on the second law of ...
Entropy is one of the few quantities in the physical sciences that require a particular direction for time, sometimes called an arrow of time. As one goes "forward" in time, the second law of thermodynamics says, the entropy of an isolated system can increase, but not decrease. Thus, entropy measurement is a way of distinguishing the past from ...
The most general interpretation of entropy is as a measure of the extent of uncertainty about a system. The equilibrium state of a system maximizes the entropy because it does not reflect all information about the initial conditions, except for the conserved variables. This uncertainty is not of the everyday subjective kind, but rather the ...
Life insurance policies are long-term contracts, where the policyholder pays a premium to be covered against a possible future event (such as the death of the policyholder). Future income for the insurer consists of premiums paid by policyholders whilst future outgoings comprise claims paid to policyholders as well as various expenses.
Figure 1. A thermodynamic model system. Differences in pressure, density, and temperature of a thermodynamic system tend to equalize over time. For example, in a room containing a glass of melting ice, the difference in temperature between the warm room and the cold glass of ice and water is equalized by energy flowing as heat from the room to the cooler ice and water mixture.
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