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2. No doc loan - Wikipedia

   en.wikipedia.org/wiki/No_doc_loan

   A loan with few to no documentation or credit history requirements is easier to qualify for, but generally carries a significantly higher interest rate. [2] The term came to prominence during the 2007-2008 financial crisis when up to one-third of all new mortgages issued were no-doc or low-doc loans. [3]

3. Business loan - Wikipedia

   en.wikipedia.org/wiki/Business_loan

   Popular business loan products that online lenders offer include: term loans, lines of credit and merchant cash advance. Others use crowdfunding platforms that allow businesses to raise capital from a wide variety of sources. This model has grown and will keep growing due to the fast process and minimum documentation it requires.

4. Predatory lending - Wikipedia

   en.wikipedia.org/wiki/Predatory_lending

   Predatory lending refers to unethical practices conducted by lending organizations during a loan origination process that are unfair, deceptive, or fraudulent. While there are no internationally agreed legal definitions for predatory lending, a 2006 audit report from the office of inspector general of the US Federal Deposit Insurance Corporation (FDIC) broadly defines predatory lending as ...

5. How to consolidate debt without hurting your credit

   www.aol.com/finance/consolidate-debt-without...

   You’re not alone if you’re carrying large amounts of debt across multiple credit cards and loans. According to the Federal Reserve Bank of New York , total household debt reached $17.5 ...

6. Payday loans in the United States - Wikipedia

   en.wikipedia.org/wiki/Payday_loans_in_the_United...

   [68] According to the Center for Responsible Lending, 76% of the total volume of payday loans are due to loan churning, where loans are taken out within two weeks of a previous loan. The center states that the devotion of 25–50 percent of the borrowers' paychecks leaves most borrowers with inadequate funds, compelling them to take new payday ...

7. Should you cosign a loan for your child or a loved one? A ...

   www.aol.com/finance/pros-cons-cosigning-loan...

   If you have good credit and steady income, you can cosign to help a loved one get approved for a loan or help qualify for more affordable terms. The downsides, however, include potential damage to ...