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  2. Negative pledge - Wikipedia

    en.wikipedia.org/wiki/Negative_pledge

    Negative pledge clauses are almost universal in modern unsecured commercial loan documents. The purpose is to ensure that a borrower, having taken out an unsecured loan , cannot subsequently take out another loan with a different lender, securing the subsequent loan on the specified assets.

  3. Loan covenant - Wikipedia

    en.wikipedia.org/wiki/Loan_covenant

    Typically, violation of a covenant may result in a default on the loan being declared, penalties being applied, or the loan being called. The legal provision in the loan agreement providing for the loan to be "called" is the " acceleration clause ": once the buyer defaults, all future payments due under the loan are "accelerated" and deemed to ...

  4. Loan agreement - Wikipedia

    en.wikipedia.org/wiki/Loan_agreement

    Categorizing loan agreements by type of facility usually results in two primary categories: term loans, which are repaid in set installments over the term, or; revolving loans (or overdrafts) where up to a maximum amount can be withdrawn at any time, and interest is paid from month to month on the drawn amount.

  5. How to get out of a title loan: 5 legal title loan loopholes

    www.aol.com/finance/title-loan-5-legal-title...

    A car title loan is a secured small loan, usually for 25 to 50 percent of your vehicle’s value. These types of loans tend to be much more expensive than conventional personal loan options, even ...

  6. File:Nunes Memo.pdf - Wikipedia

    en.wikipedia.org/wiki/File:Nunes_Memo.pdf

    Original file (1,275 × 1,650 pixels, file size: 1.86 MB, MIME type: application/pdf, 6 pages) This is a file from the Wikimedia Commons . Information from its description page there is shown below.

  7. Title retention clause - Wikipedia

    en.wikipedia.org/wiki/Title_retention_clause

    A retention of title clause (also called a reservation of title clause or a Romalpa clause in some jurisdictions) is a provision in a contract for the sale of goods that the title to the goods remains vested in the seller until the buyer fulfils certain obligations (usually payment of the purchase price).