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This aspect of UK motor insurance is the only one that purports to cover the driving of a vehicle, not use. On 1 March 2011, the European Court of Justice in Luxembourg ruled that gender could no longer be used by insurers to set car insurance premiums.
VED and fuel tax raised approximately £32 billion in 2009, a further £4 billion was raised from the value added tax on fuel purchases. Motoring-related taxes for fiscal year 2011/12, including fuel duties and VED, are estimated to amount to more than £38 billion, representing almost 7% of total UK taxation .
From 2010 a new first year rate is to be introduced – dubbed a showroom tax. This new tax was announced in the 2008 budget, and the level of tax payable will be based on the vehicle excise duty band, ranging from £0 for vehicles in the lower bands, up to £950 for vehicles in the highest band. [40] [41]
Penalties for driving without insurance Law enforcement and state governments take driving without insurance seriously. Offenders are likely to face fines and potential license suspension.
English tort law concerns the compensation for harm to people's rights to health and safety, a clean environment, property, their economic interests, or their reputations. A "tort" is a wrong in civil law, [ 1 ] rather than criminal law , that usually requires a payment of money to make up for damage that is caused.
Reason for penalty. Fee amount. Driving without insurance (first offense) $1,500. Driving without insurance (second offense) $3,000. Lapse in insurance coverage
Penalty type. First offense. Subsequent offenses. Fines. $300 to $1,000. Up to $5,000. License suspension. Up to one year. Two years. NJ MVC surcharge. $100 for license reinstatement
One driver registration system applies to both England and Wales and Scotland; driving disqualifications and penalty points apply immediately in both jurisdictions. There is mutual recognition of driving disqualifications with Northern Ireland and the Republic of Ireland.1