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The following is a closer look at three Chase Bank checking accounts. Chase Total Checking. ... Monthly fees. $4.95. Minimum opening balance. ... $300 balance to waive. $25 to open account.
But if you have a minimum daily balance of $300 or a repeating, automatic transfer of $25 or more from your Chase checking account, you won’t pay the fee. The Chase Total Checking account comes ...
You can avoid the $12 monthly service fee on your Chase Total Checking account with $500 in ACH deposits each statement period, a beginning day average balance of at least $1,500 in the account ...
For example: Joan has a checking account with a "$1,600 minimum daily balance." One day she makes purchases that drop her balance down to $1,300 but then deposits a $400 paycheck before the end of the day. The bank won’t charge her the service fee because her final balance that day is $1,700.
Minimum balance to avoid monthly fee: $1,500. If you’re looking for a quick and easy win, Chase Total Checking is a great option. All it takes is a $500 direct deposit, and you’ll receive $300 ...
Chase Savings is another deposit option that charges a $5 monthly maintenance fee that it waives if you maintain a daily balance of $300 or more. But this account earns 0.01% APY — far less than ...
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