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$30,000 of bodily injury liability coverage per accident. $5,000 of property damage liability coverage. Your policy might list these limits as “15/30/5.” Ultimately, having this much liability ...
Vehicle insurance in the United States (also known as car insurance or auto insurance) is designed to cover the risk of financial liability or the loss of a motor vehicle that the owner may face if their vehicle is involved in a collision that results in property or physical damage. Most states require a motor vehicle owner to carry some ...
Key takeaways. Most states require drivers to carry liability coverage, including bodily injury liability and property damage liability. Collision and comprehensive coverage are optional, but if ...
For example, if your state requires only $10,000 in property damage coverage but an accident you cause results in $30,000 in damages to somebody else's car, you could be on the hook for the ...
In some states, coverage for uninsured property damage may be unavailable, although it is possible that collision coverage will be available in relation to vehicle damage. [citation needed] California; Colorado; Illinois; Louisiana; Ohio; A stolen vehicle is uninsured from the time it has been stolen. A person who has been injured by a stolen ...
In the United States, an SR-22 (sometimes referred to as a certificate of insurance [a] or a financial responsibility filing) [1] [2] is a vehicle liability insurance document required by most state departments of motor vehicles (DMV) offices [b] for "high-risk" insurance policies. [3]
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